228 loan - An Overview
228 loan - An Overview
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The Board evaluates a bank's branch availability and solutions inside a facility-dependent evaluation spot based upon the next:
The Board evaluates a constrained intent lender's Neighborhood development funding efficiency in Just about every Condition or multistate MSA, as relevant pursuant to §§ 228.
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
(ix) An indicator for whether the loan was to a company or farm with gross annual revenues increased than $one million; and
) The allocation of loans, investments, services, and merchandise into a bank, or among the affiliated banks, have to reflect an affordable basis for your allocation and may not be for the only real or primary purpose of inappropriately boosting any bank's CRA analysis.
For each of the financial institution's facility-dependent evaluation regions, the Evaluation Location Community Development Financing Benchmark actions the greenback volume of Group development loans and Group advancement investments that benefit or provide the ability-primarily based evaluation space for all significant depository establishments compared to deposits situated in the facility-centered assessment region for all large depository institutions, calculated pursuant to paragraph II.b of appendix B to this portion.
The Board assessments the effect and responsiveness in the bank's community growth loans and Local community improvement investments that benefit or provide the nationwide area, as provided in § 228.fifteen.
The dollar quantity of your confined intent lender's Neighborhood development loans and Neighborhood growth investments that advantage or serve the Condition or multistate MSA and an evaluation from the impression and responsiveness of those loans and investments, as offered in § 228.15.
The Board weights the lender's functionality rating for the functionality tests applicable to a significant bank as follows:
) The quantity of checking and cost savings accounts opened digitally and thru other delivery programs that are active at the conclusion of Every single calendar 12 months by census tract earnings degree for every calendar yr.
(B) For big banking companies that experienced belongings less than or equal to $ten billion as of December 31 in either on the prior two calendar a long time, the Board considers a financial institution's deposit goods only on the lender's option.
(iii) The financial institution's report of lending to and, as correct, engaging in other retail and Local community enhancement lending-related website actions for borrowers of different revenue stages and corporations and farms of various dimensions;
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